Who are Specialist Finance Centre?
A 2nd charge mortgage sits behind a 1st charge on a client’s residential property. There are numerous scenarios a 2nd charge would be preferable to a 1st charge re mortgage, a further advance or an unsecured loan.
SFC offer regulated and unregulated 1st and 2nd charge bridging on residential, investment, commercial property and land. We focus on making sure entering a bridging loan is the correct advice for the client.
The commercial purchase and re mortgage market can be a confusing place. We ensure the client’s journey is as smooth as can be. Briefly we can offer loans up to 10 million plus with rates from 3%.
Development finance is an area where experience is the key to success. We provide advice on strategy, structure, funding options and risk management prior to starting a project.
We offer 1st and 2nd charge BTL and consumer BTL products. We can assist small and large portfolio landlords in individual or ltd company names and also HMOs.
OUR CORE VALUES
our team
Daniel Yeo
Dan has over a decade experience in the specialist finance industry and is extremely passionate about relationships with financial intermediaries and ensuring them and their clients receive the best possible journey from enquiry to completion of their finance application.
Andy Fairclough
Andy has worked for 30 years in Commercial Finance with the last 15 years working independently advising clients on all elements of Real Estate Investment & Development funding and their ongoing strategy. He works with clients who may be buying their very first commercial property to larger more mature development companies and residential portfolio clients.
Oliver Hembury
Ollie is an experienced professional. He is incredibly enthusiastic and is driven by best practice. He is a firm believer that every day is a school day. Ollie prides himself on his ability to build and maintain relationships whilst always aiming to exceed expectations.
Tracey Fairclough
Tracey monitors the quality and compliance of all applications into SFC. She has an eagle eye and is a firm believer in there is only one way to do things “the right way”. Tracey has vast experience in the financial services industry and her ethos is to provide 1st class service to SFC’s clients whilst maintaining the highest standards of process.